What’s the Biggest Credit Myth You’ve Heard?

Dave Burgio

Published on: 07/09/2026

From carrying a balance to closing old cards, bad credit advice is everywhere. Discover some of the biggest credit myths, what actually matters, and how smarter credit habits can help strengthen your financial profile.

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Credit Utilization Explained: The 30% Rule

Dave Burgio

Published on: 31/08/2026

Credit utilization can have a major impact on your credit score. Learn what the 30% rule really means, how utilization is calculated, and why keeping your reported credit card balances low can help strengthen your credit profile.

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